We understand that providers need clarity when it comes to coverage. Olivarch offers a detailed Adverse Event Coverage Guide that breaks down every type of issue we cover, from aesthetic dissatisfaction to medical Adverse Events like infections or vascular occlusions. You’ll know exactly what’s included before a procedure even starts. You and your patients will have the peace of mind that they’re covered for the most common issues that arise. This takes the pressure off your team and keeps your focus where it should be—on patient care.

Olivarch is designed to complement—not replace—your malpractice insurance. It sits in front of Malpractice and General Liability insurance meaning you almost won’t have to touch those policies. Malpractice insurance is not designed or structured to deal with Adverse Events unless they are potentially life-altering. By covering most common Adverse Events so that they don’t escalate to the level of malpractice claims, we reduce the number of issues that could otherwise affect your malpractice policy. Fewer claims mean you’re less likely to see an increase in premiums, and it reduces the administrative load on your team. Think of Olivarch as a way to manage the everyday Adverse Events that could otherwise disrupt your practice and lead to higher costs.

Olivarch was designed by experts who have listened to patients, physicians, injectors, medical directors, medspa owners, industry trainers, pharmaceutical companies, insurers and lawyers.  We come from understanding the potential impact on everyone when an Adverse Event Event happens and therefore have designed Olivarch to solve real problems that providers like you face every day. Our terms are transparent and easy to understand. We’ve streamlined the claims process so that you can focus on your practice, not on paperwork. Our goal is to keep both you and your patients satisfied, and the simplicity of our system is what makes that possible. It’s not too good to be true—it’s just a smart, straightforward solution.

Yes, there are exclusions and limitations. Typically, the insurance does not cover Adverse Events resulting from off-label use or misuse, non-compliance with post-procedure care instructions, or procedures not covered by the insurance. However, we will work with you to learn what you’re doing and find a way if possible to cover it – because we’re aware that today’s so-called off-label procedures may one day become routinely approved. This transparency ensures everyone knows what’s covered and what’s not from the outset.

No, there are no additional or hidden fees beyond the stated premium. All costs associated with the insurance are clearly outlined in the insurance agreement. We pride ourselves on transparency—what you see is what you get, with no surprises for either your practice or your patients.

Our program purposefully designed to helpyou guarantee the quality of your service, providing providing with elevated client care while both preserving and building the trust you have generated with patients over time. Olivarch can remedy any adverse events faster and more equitably for all than any other kind of insurance – so you both get the great outcome you wanted without anyone being out of pocket.

Think of it like this … Malpractice insurance is there for life’s big events. It is not designed or capable of covering you when small common adverse events happen. That’s why Olivarch exists and we’re purposefully created to sit in front of malpractice without impacting or affecting it.